Accept Payments Everywhere in Africa

One integration. Every payment method your customers already use — M-Pesa, cards, bank transfers and mobile money across 30+ markets.

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Payment processing

Mobile Money Integration Made Simple

Connect to M-Pesa, MTN MoMo, Airtel Money and 15 other wallets with a single, clean API. Go live in days, not months.

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Mobile money

PCI-DSS Compliant. Bank-Grade Security.

End-to-end encryption, real-time fraud detection and full regulatory compliance across every country you operate in.

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Security

Send Instant Payouts Across the Continent

Pay suppliers, freelancers and customers in seconds. Batch disbursements, scheduled payouts and real-time tracking — all from one dashboard.

Explore payouts
Payouts
Trusted by
  • Amazon
  • Mastercard
  • Visa
  • Shopify
  • PayPal
  • Twitter
  • Spotify
  • LinkedIn
  • Amazon
  • Mastercard
  • Visa
  • Shopify
  • PayPal
  • Twitter
  • Spotify
  • LinkedIn
4.8 on Google  ·  500+ businesses

Powering Every
Industry

From retail to healthcare, we fuel growth with payments built for how Africa does business.

From online stores to physical retail, Helopay unifies M-Pesa, card, and bank payments into a single seamless checkout — reducing drop-off and boosting conversion.

E-commerce & Retail

Built for apps moving money across East Africa. One API handles mobile money collection, real-time notifications, and reconciliation at any scale.

Fintech & Mobile Apps

Automate rider, driver, and agent payouts on any schedule. Helopay handles bulk disbursements instantly so your team focuses on growing the fleet — not chasing payments.

Gig Economy & Logistics

Recurring billing via card or mobile money with automatic retries. Failed payments are recovered silently, keeping your subscriber base healthy and churn low.

SaaS & Subscriptions

Enable patients to pay for consultations, prescriptions, and procedures digitally. Reduce queues, eliminate cash handling, and integrate with existing clinic management systems.

Healthcare

Streamline school fee collection from parents nationwide. Every institution gets its own dashboard with instant settlement, automated receipts, and clean reconciliation records.

Education

Disburse donor funds and beneficiary payments to remote areas via mobile money — with full auditability, traceable transactions, and compliance-ready reporting built in.

NGOs & Nonprofits

Collect rent automatically on the due date from tenants across any location. Landlords and property managers get real-time payment status and zero manual follow-up.

Real Estate
What We're Building

Payments infrastructure built for African businesses

Everything you need to collect, move and manage money — from a single dashboard, with one API.

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Every Wallet, One API

Your customers pay however they're comfortable — M-Pesa, MTN MoMo, Airtel Money and 12 more wallets, all through a single integration.

Built for the Continent

One account, 30+ African markets. No extra licences, no local entities — just flip a switch and start accepting payments in a new country.

Helopay dashboard on mobile
Multiple Card Options

Give customers the flexibility to pay with Visa, Mastercard, Verve or regional card schemes — with smart routing that maximises approval rates.

Instant Payouts

Disburse funds to suppliers, gig workers and customers in real time — no batch delays, no waiting until Monday morning.

Getting Started Is Just A Few Steps Away

Create your account
1

Create Your Account

Sign up in minutes. Complete our streamlined KYC process and get your API keys — no lengthy paperwork, no waiting weeks.

Get Started
Integrate our API
2

Integrate Our API

Connect Helopay to your app or website using our REST API, SDKs or no-code plugins. Test everything safely in our sandbox.

View Docs
Go live and collect
3

Go Live & Collect

Flip the switch to production and start accepting mobile money, card payments and bank transfers from customers across Africa.

See Products

Simple APIs.
Built for Africa.

Helopay makes collecting, disbursing and settling payments across Africa incredibly simple — giving your team the freedom to build without limits.

From embedding a payment widget with a single script tag, to orchestrating complex payout workflows via REST — our API is designed for speed, reliability and scale.

Explore the Docs View on GitHub
Payout Scripts Payout Dashboard
Helopay payout API code snippet Helopay payout dashboard
  • Node.js
  • Python
  • PHP
  • Java
  • Go
  • Ruby
  • .NET
  • Rust
  • Node.js
  • Python
  • PHP
  • Java
  • Go
  • Ruby
  • .NET
  • Rust

Hear From Our Partners

Over 500 businesses

99%
Payment success rate
across all channels

"Integrating Helopay took our developer two days. We went live with M-Pesa, card and bank transfer in a single checkout. Our sales jumped immediately."

AN
Amara Njoroge
ShopEasy Kenya
Client
Payments
David Ochieng
Ochieng Traders
3days
Average integration
time for new merchants

"We collect school fees from parents across 5 counties via mobile money. Helopay's dashboard gives us real-time reconciliation — no more Excel nightmares."

BK
Brenda Kariuki
Sunrise Academy
Client
Mobile Money
Grace Mwangi
Mwangi Logistics
60%
Drop in failed payments
after switching to Helopay

"Disbursing rider earnings used to take our ops team an entire Friday. With Helopay Payouts, it happens automatically at 6pm every day. They love it."

TO
Tobias Otieno
SwiftRide Uganda
Client
Payouts
Samuel Kiptoo
FreshFarms Ltd
12+
African countries
supported on one API
$250M
Processed annually
by our merchants

"Our subscription renewals now happen automatically. Card declines are retried intelligently — we recovered 23% of revenue we were previously losing."

RM
Rachael Mutua
DocStream Africa
Client
Cards
Fatima Hassan
Nairobi Digital Co.
500+
Businesses processing
payments with Helopay

"We needed a payment partner who understood Africa. Helopay's support team is responsive, the API docs are excellent, and the uptime is genuinely impressive."

PL
Patrick Lungu
ZedCommerce
Client
Gateway
James Phiri
Copper City Tech
4.8/5
Average merchant rating
across all reviews

"The payment link feature alone changed everything for our field agents. They share a link via WhatsApp and customers pay instantly — zero friction."

WA
Wanjiru Asante
SolarPay Tanzania
Client
Links
Kwame Boateng
AccraTech Solutions
99.9%
Platform uptime
guaranteed by SLA

Frequently Asked Questions

Everything you need to know about Helopay. Can't find the answer you're looking for?

Talk to our team

What is Helopay and how does it work?

Helopay is a payment technology company that provides a unified API for businesses to accept and disburse payments across Africa. Connect once and get access to mobile money, card payments, and bank transfers — all through a single integration.

Which payment methods does Helopay support?

We support M-Pesa, MTN Mobile Money, Airtel Money, Visa, Mastercard, and direct bank transfers. Our network covers major mobile money operators and card schemes across East and Central Africa, with more being added regularly.

Which countries does Helopay operate in?

Helopay currently supports payments in Kenya, Uganda, Tanzania, Rwanda, Ghana, Nigeria, and Zambia. We are actively expanding to more African markets. Contact us if your country is not listed and we'll update you on availability.

How long does it take to integrate Helopay?

Most developers complete a basic integration in 1–3 days using our REST API and SDKs. We provide comprehensive documentation, sandbox environments, and dedicated technical support to make the process as smooth as possible.

How quickly do payouts and disbursements settle?

Mobile money payouts settle instantly in most cases. Bank transfers typically settle within 24 hours. Settlement timelines may vary by country and payment method. You can track all disbursements in real time from your dashboard.

Is Helopay secure and compliant?

Yes. Helopay is PCI DSS compliant, ISO 27001 certified, and operates in accordance with financial regulations in each country we serve. We use bank-grade encryption, fraud detection, and real-time transaction monitoring to keep your funds and data safe.

What does it cost to use Helopay?

Helopay charges a small transaction fee per payment processed. There are no setup fees or monthly minimums. Our pricing is transparent and scales with your volume. Contact our sales team for a custom quote tailored to your business needs.

How do I get started with Helopay?

Getting started is simple. Click "Get Started" to create your account, complete our quick KYC verification, and you'll have access to your API keys and dashboard within 24 hours. Our onboarding team will guide you through every step.

Start accepting payments across Africa today

Get Started