Pay anyone,
anywhere in Africa.

Disburse funds to mobile wallets, bank accounts and cards across 30+ African markets in seconds — not days. One API, zero borders.

Helopay payouts dashboard
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Why businesses pick Helopay Payouts

Recipients paid in seconds

Your recipients get paid the way they prefer — to their mobile wallet, bank account, card or airtime balance — with no friction on their end.

  • M-Pesa, MTN MoMo, Airtel Money & more
  • Local bank account transfers
  • Visa & Mastercard disbursements
  • Airtime top-up across major networks

Flexible payout controls

Move money exactly the way your business demands. Prefund in local or foreign currency and disburse on your schedule.

  • Batch or single payouts to any market
  • Per-market and per-MNO routing rules
  • Prefund with funds collected via Helopay
  • Set disbursement schedules or trigger instantly

Integrate your way

From a no-code dashboard to a fully custom API implementation — Helopay fits into your stack, not the other way around.

  • Send payouts via our secure web portal — no code needed
  • Build tailored payout flows with our REST API
  • Real-time webhooks for every status change

Built for every business model

Whether you are a gig platform paying drivers, a fintech disbursing loans or a marketplace settling vendors — Helopay Payouts handles it.

  • Marketplaces & platforms
  • Remittance & money transfer operators
  • Lenders & BNPL providers
  • Ride-hailing & gig economy apps

Security & compliance, built in

PCI-DSS certified and equipped with real-time fraud monitoring, Helopay keeps every transaction — and every merchant — protected by the highest global standards.

One Source, Multiple Destinations

Africa payment destinations map
Mobile Money
  • M-Pesa
  • Airtel Money
  • MTN MoMo
  • Orange Money
Bank Accounts
  • Local bank transfers
  • Regional bank transfers
Merchant Settlements
  • Partner payouts
  • Vendor payments
Mobile Money
  • M-Pesa
  • Airtel Money
  • MTN MoMo
  • Orange Money
Bank Accounts
  • Local bank transfers
  • Regional bank transfers
Merchant Settlements
  • Partner payouts
  • Vendor payments

Send to Thousands. Instantly.

Helopay bulk payouts Bulk payout confirmation

Payroll, Commissions
& Vendor Payments — At Scale

Whether you are paying 10 employees or 10,000 vendors, Helopay Bulk Payouts lets you disburse funds to mobile wallets and bank accounts across Africa in a single API call — with real-time status tracking for every recipient.

  • Disburse to thousands of recipients in one API call or CSV upload.
  • Schedule recurring payroll and commission cycles automatically.
  • Track every individual payout status in real time from your dashboard.
  • Failed payments return funds instantly with a clear failure reason.
Learn more

Frequently Asked Questions

Everything you need to know about Helopay Payouts. Can't find the answer you're looking for?

Talk to our team

What is Helopay Payouts?

Helopay Payouts is a disbursement API that lets businesses send money to recipients across Africa — to mobile money wallets, bank accounts, or merchant accounts — through a single integration. It is built for payroll, vendor payments, partner settlements, and any use case that requires sending funds at scale.

Which payout channels does Helopay support?

We support payouts to mobile money wallets including M-Pesa, Airtel Money, MTN MoMo and Orange Money, as well as local and regional bank transfers. Merchant settlement payouts to partner and vendor accounts are also supported through the same API.

How fast do payouts reach recipients?

Mobile money payouts are typically instant or settle within a few minutes. Bank transfers settle within 24 hours in most supported countries. Settlement speed may vary depending on the destination country, recipient bank, and time of transaction.

Can I send payouts in USD or other currencies?

Yes. Helopay supports USD payouts and local currency disbursements across supported markets. Currency conversion is handled automatically where applicable. Contact our team for details on supported currency pairs and conversion rates for your region.

Is there a minimum or maximum payout amount?

Minimum and maximum payout limits vary by country and payout channel. Mobile money operators impose their own per-transaction limits which Helopay adheres to. For high-volume or large-value disbursements, contact our team to discuss custom limits tailored to your business.

Can I schedule bulk payouts?

Yes. The Helopay Payouts API supports bulk disbursements, allowing you to send payments to hundreds or thousands of recipients in a single API call. You can also schedule recurring payouts — for payroll or commission cycles — directly from your dashboard or via the API.

How do I track the status of a payout?

Every payout has a unique reference ID and a real-time status you can query via the API or monitor from your Helopay dashboard. We also send webhook notifications for key status changes — initiated, processing, delivered, and failed — so your system stays in sync automatically.

What happens if a payout fails?

If a payout fails — due to an invalid recipient number, account issues, or network errors — the transaction is marked as failed and the funds are returned to your Helopay balance immediately. You will receive a webhook notification with the failure reason so you can retry or investigate without delay.

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