Accept Payments. More Revenue. Zero Friction.

One integration. Every payment method your African customers use — mobile money, cards, bank transfers and more. Built for speed, scale and reliability.

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M-Pesa
Visa
Mastercard
Airtel Money
MTN MoMo
American Express
Bank Transfer
Equitel
Pesalink
Verve
Discover
M-Pesa
Visa
Mastercard
Airtel Money
MTN MoMo
American Express
Bank Transfer
Equitel
Pesalink
Verve
Discover
Business owner using Helopay
Online Payment Processing

Africa-Ready.
Globally Trusted.

Whether you are collecting from customers next door or across the continent, Helopay routes every transaction through the fastest, most reliable path — so more money lands in your account.

  • 99% Payment Success Rate Smart routing and real-time retry logic keep failed transactions to an absolute minimum.
  • Every African Payment Method Mobile money, Visa, Mastercard, bank transfer — collected through one checkout, one API.
  • Integrate in Days, Not Months Clean REST API, SDKs in Node, Python and PHP, plus a no-code plugin for popular platforms.
  • 12+ Countries, One Dashboard Manage collections, reconciliation and reporting across all your markets in a single view.
Get Started

Seamless Payments.
One Integration.

Helopay gives your customers a seamless checkout experience — mobile money, cards and bank transfers unified under one payment API that just works.

Drop in our pre-built checkout widget in minutes, or go deeper with our REST API to build a fully custom payment flow tailored to your product.

Pay-in Scripts Checkout UI
Helopay payment API code snippet Helopay checkout UI
  • Node.js
  • Python
  • PHP
  • Java
  • Go
  • Ruby
  • .NET
  • Rust
  • Node.js
  • Python
  • PHP
  • Java
  • Go
  • Ruby
  • .NET
  • Rust

Everything you need to collect payments

Smart Payment Routing

Every transaction is routed through the fastest available path in real time. Failed payments are retried automatically, keeping your success rate as high as possible.

Mobile Money Collections

Accept M-Pesa, Airtel Money, MTN MoMo and more through a single integration. No separate contracts, no separate dashboards — one API covers every wallet.

Card Payments

Accept Visa and Mastercard payments locally and internationally. 3DS authentication, tokenisation, and intelligent retry logic are included out of the box.

Recurring Billing

Set up subscription plans and let Helopay handle the rest. Automatic renewals, smart retry on failed charges, and prorated billing for mid-cycle changes.

Fraud Detection

Real-time transaction monitoring flags suspicious activity before it hits your settlement. Rules-based and ML-powered checks work together to protect your revenue.

Live Analytics & Reporting

Track transaction volumes, success rates, and settlement timelines from your dashboard. Export detailed reports for reconciliation or feed them directly into your accounting system.

Trusted by
businesses
like yours

We had tried two other payment providers before Helopay. Neither could handle the mix of mobile money and card payments our drivers and clients use. Helopay just works — collections come in from M-Pesa, Airtel and cards all in one place. Our reconciliation time dropped from two days to under an hour.

Real estate in East Africa means dealing with buyers across Kenya, Uganda and Tanzania — each paying differently. Helopay gave us one checkout that handles all of it. Our deposit collection rate improved significantly and customers stopped dropping off at the payment step. The dashboard alone saves my team hours every week.

Person using Helopay on their phone

Join thousands of businesses already using Helopay to collect, disburse and settle payments seamlessly — from Nairobi to Lagos and beyond.

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